SpardaApp 3.11.0.29

This app is suitable for customers of Sparda-Bank West eG, Sparda-Bank Hessen eG, and Sparda-Bank Ostbayern eG.

With Sparda-Banken's free app, you can conveniently do your mobile banking from your smartphone or tablet anywhere.

Features:

• Check your current account balance
• Quick login with fingerprint (for Android 6.0 and above - please note that we currently do not support older fingerprint sensors that are not natively supported by Google's fingerprint hardware for security reasons)
• Login including online PIN assignment for new customers
• Make transfers and scheduled transfers - also via photo transfer
• Cashless payments with VIMpay: Top up your VIMpay account with the SpardaApp and pay with your smartphone at the cashier (at participating Sparda-Banks)
• Convenient transaction authorization with the SpardaSecureApp
• Manage the SpardaSecureApp
• Set up, modify, and delete standing orders
• SpardaBargeld: Withdraw and deposit cash without a bank card. Simply generate a barcode and redeem it in retail stores (at participating Sparda-Banks)
• SpardaAppHeber: Withdraw cash from an ATM at your Sparda-Bank without a debit card. Simply, securely, and only with your SpardaApp (at participating Sparda-Banks)
• Return direct debits
• Search for transactions
• Perform transfers
• Nationwide ATM search for fee-free cash withdrawal (CashPool) plus display of retail stores where cash is available at the cashier free of charge
• Use payment recipients from online banking
• Show transaction list with details
• Display overall balance
• Contact functions (call bank, contact form)
• Customer communication (at participating Sparda-Banks)
• Mobile appointment scheduling: Do you want to schedule a consultation appointment at your Sparda-Bank? No problem! Choose the topic and branch and simply set a desired appointment for our advisory professionals (at participating Sparda-Banks)
• Rename accounts and sort accounts in the SpardaApp
• Share IBAN or account data
• Product information pages (at participating Sparda-Banks)

Security:

• The application is secured by an individual password (master password)
• Highest application security through encryption of customer number and online PIN by a device-specific token
• SSL-encrypted data transfer
• Transaction authorization procedure: In addition to the chipTAN procedure, the SpardaSecureApp is available for convenient transaction authorization

Requirements for using photo transfer:

To use photo transfer, you need a mobile device with:

• Accelerometers
• Camera
• Camera flash / photo light
• Autofocus

Please also note:

• We recommend an Android operating system version 5.0 or above for using the app
• User-specific data will be migrated during the version update. This includes created bank connections as well as the master password, if it meets the security guidelines of the current application (minimum of six characters)

Your opinion is important to us!

We appreciate ideas and suggestions on how to improve the SpardaApp.